DIVORCE FINANCIAL PLANNING
Team
Josephti Cruz
Certified Divorce Financial Analyst
Co-host of Cover Your Assets Podcast
In 2017, I went through a divorce and realized that I was clueless about the financial aspect of the process, and I'm a financial professional! After getting inaccurate advice about settlement options from my consulting attorney, I later realized that lawyers and mediators are not as well-versed in divorce finances, and I decided to become a Certified Divorce Financial Analyst (CDFA®).
For as long as I can remember, I’ve harnessed my “mom energy” to take care of my people—to make life simpler and easier for those around me, to be that reassuring, trusted pillar of strength and consistency. My life’s goal continues to be simple and straightforward: to nurture and care for my family, my friends, and my clients, whether they're single, married, divorced, or widowed. I am here to be my clients’ and their loved ones’ trusted partner for the rest of their lives, through all phases of life.
Specifically for my divorcing clients, it's my goal to help you, both of you, achieve a balanced, amicable settlement. I want you to be the best divorced family you can possibly be.
Jade and I host "Cover Your Assets - A Money and Divorce Podcast." Find us on Spotify, Apple, and YouTube.
I have over 25 years of experience in both financial planning and investment management, and am the co-founder of the WealthGarden f.s., a boutique financial planning firm in Los Angeles. My daughters and I live in the South Bay community of Los Angeles.
Professional Associations and Memberships
Jade Eagles
Co-host of Cover Your Assets Podcast
Over a decade ago, I moved to the United States to start a family and new career. I had a decision to make on what to do in this next chapter of my life. Combining my passion for personal finance and helping others, I joined a team at a major insurance company that focused on air traffic controllers. There, I saw the positive impact life insurance and annuities could have with families as a financial solution, but also realized it was often misrepresented and misused. Thankfully, my mentor believed in making sure our recommendations always served the client's best interest.
From there, I gained more experience working with individuals and families during my time at JPMorgan Chase, and most recently at TIAA, where I refined my skills in financial planning. Collaborating with business partners both within and outside of TIAA, I crafted custom solutions for my clients encompassing everything from retirement income needs to planning for future generations. Now, my business partners and I are taking our collective experience and dedication and guiding our clients to take their financial lives to the next level. By creating the WealthGarden f.s., we are delivering a higher level service experience to a small client base, for the rest of their lives.
Outside of work, my son, Merrick is my #1 travel buddy. We've explored the world together, with his first trip at 4 months old. It's our goal to visit every national park while camping in my renovated 1983 Volkswagen Vanagon. During the summer, we're beach bums, and in the winter, we're improving our snowboarding skills. I LOVE to cook elaborate meals and host dinner parties, which I hope to do again soon. The "Garden" part of our business name is definitely from me, as I have a bit of an obsession with plants.